Am I Crazy, Or Is Life Unaffordable?

I’m making a good salary, but life is still just unaffordable. Is it just me, am I doing something wrong?

In a Shabbos Shuva drasha given at the Coventry Square Shul in Lakewood, NJ, Rav Eliezer Gewirtzman addressed this question, breaking down the numbers and explaining the predicament we, as a community, have placed ourselves in.